The cell phones have made a significant impact on the social life of people. Apart from voice and text services, some cell phones have cameras, alarm clock, and radio and allow access to the internet. Youths take advantage of some of these features in a positive manner to organize and maintain social contacts with friends and relatives. They also heavily utilize social networks such as Facebook, Twitter and Skype for entertainment. In the recent years, cell phones carry out mobile money transactions whereby the SIM card is the unique personal identifier. Banks have also made it easier for their customers to access their accounts, check balances, and receive bank statements from their phones.